BEGIN:VCARD
PRODID:-//suda.co.uk//X2V 0.8.4.2 (BETA)//EN
SOURCE:(Best Practices states this should be the URL the vcard was transformed from)
NAME:Today's Speaker
VERSION:3.0
N;LANGUAGE=en;CHARSET=UTF-8:Smith;John;;;
FN;LANGUAGE=en;CHARSET=UTF-8:John Smith
END:VCARD